Privacy Policy
This policy describes how Navjeevan FinCorp Limited collects, uses, and protects your personal information when you use our site, this service, or our online platform. We are committed to protecting your privacy and handling your data in an open and transparent manner.
Information We Collect
We may collect personal information that you provide directly to us, such as your name, address, email address, phone number, date of birth, identification details, financial information including bank account details, investment details, income, and transaction history.
We may also collect information about your use of our site and services, including IP address, browser type, operating system, referring URLs, pages visited, and access times. This data may be collected through cookies and similar technologies.
How We Use Your Information
We use your information for various purposes, including: - Providing and managing the financial services you request, such as investment banking, asset management, wealth management, financial advisory, corporate finance, and stock broking. - Processing transactions and managing your accounts. - Complying with legal and regulatory obligations, including Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements. - Improving our services and developing new offerings. - Communicating with you about your account and our services. - Ensuring the security and integrity of our platform. - Conducting internal business operations, such as data analysis, audits, and research.
We process your personal data based on lawful grounds, including where the processing is necessary for the performance of a contract with you, necessary for compliance with a legal obligation, based on your consent, or necessary for our legitimate business interests where these do not override your fundamental rights and freedoms.
Sharing Your Information
We may share your information with: - Service providers who assist us in operating our business, such as IT providers, payment processors, and professional advisors, subject to confidentiality obligations. - Regulatory authorities, government agencies, and law enforcement bodies where required by law. - Third parties involved in corporate transactions, such as mergers or acquisitions, in compliance with applicable legal requirements. - Other entities within the Navjeevan FinCorp group for legitimate business purposes.
We do not sell your personal data to third parties. When we share information, we take steps to ensure it is protected in accordance with this policy and applicable data protection laws.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, and destruction. We maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations.
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, regulatory, accounting, or reporting requirements. When your personal information is no longer required, we will securely delete or anonymize it.
Your Rights
Under applicable data protection laws, you may have certain rights regarding your personal information, including the right to: - Access the personal information we hold about you. - Request correction of inaccurate or incomplete information. - Request erasure of your personal information under certain circumstances. - Object to the processing of your personal information. - Request restriction of processing of your personal information under certain circumstances. - Request portability of your personal information. - Withdraw your consent at any time, where processing is based on consent.
To exercise these rights, please contact us using the details provided below. We may require you to verify your identity before processing your request.
Changes to this Policy
We may update this policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our site.
Contact Us
If you have questions or concerns about this privacy policy or our data practices, you may contact us at:
Navjeevan FinCorp Limited
101, Indraprastha Towers, Bandra Kurla Complex, Mumbai, Maharashtra 400051, India.